TradeOracle.com FLOW™ Services

Effective Date: 26 December 2025

UK Registered Address: 12 Hay Hill, Mayfair, London W1J8NR

IMPORTANT INFORMATION FOR UK USERS

This document contains additional terms, disclosures, and risk warnings required for users accessing TradeOracle.com services from the United Kingdom. These terms supplement (and where inconsistent, supersede) the general disclaimer and terms of service.

1. REGULATORY STATUS

FCA Authorization Status

Trade Oracle Group is NOT authorized or regulated by the UK Financial Conduct Authority (FCA). We are a U.S.-based technology company providing software tools for technical market analysis.

Financial Promotions Act Compliance

Under Section 21 of the Financial Services and Markets Act 2000 (FSMA), this communication may constitute a financial promotion. This promotion has not been approved by an FCA-authorized person under Section 21 of FSMA.

Services Provided

Our services consist of:

●     Technical analysis software (FLOW(TM))

●     Pattern recognition tools (FAZE)

●     Algorithmic signal generation (FLOW Signals)

●     Educational resources and training

We do NOT provide:

●     Investment advice or personal recommendations

●     Portfolio management services

●     Execution of trades

●     Custody of funds or securities

●     Any regulated financial services

2. MANDATORY RISK WARNINGS

⚠️ HIGH-RISK INVESTMENT WARNING ⚠️

TRADING LEVERAGED DERIVATIVES INVOLVES SIGNIFICANT RISK

●     You could lose substantially more than your initial investment

●     Leveraged products can result in losses exceeding your account balance

●     These products are complex and may not be suitable for all investors

●     Most retail investors lose money when trading derivatives

●     Only invest money you can afford to lose completely

●     Past performance is not indicative of future results

Specific Risks Include:

Market Risk: Prices can move rapidly and unpredictably. You may not be able to close positions at your desired price.

Leverage Risk: Small market movements can result in proportionately larger movements in your account value. Leverage magnifies both gains and losses.

Liquidity Risk: You may not be able to close positions when you want to, especially during volatile markets or outside normal trading hours.

Counterparty Risk: Your broker may fail, and you may lose access to your funds even if your trading positions are profitable.

Technology Risk: Platform failures, internet connectivity issues, or data errors can prevent you from trading or result in unintended trades.

Algorithmic Risk: Automated tools like FLOW(TM) are based on historical patterns that may not repeat. Algorithms can produce unexpected results.

Regulatory Risk: Changes in regulations or tax treatment may adversely affect your positions.

3. FCA CONDUCT STANDARDS

Clear, Fair, and Not Misleading

All information provided through our platform is designed to be:

●     Clear: Presented in plain language with defined terms

●     Fair: Balanced presentation of features and risks

●     Not Misleading: Accurate, with no guarantees of profitability

4. APPROPRIATENESS ASSESSMENT

User Responsibility

Before using this service, you should assess whether it is appropriate for you based on:

Knowledge and Experience:

●     Do you understand how derivative markets work?

●     Have you traded derivatives before?

●     Do you understand leverage and margin?

●     Can you interpret technical analysis?

●     Do you understand algorithmic trading concepts?

Financial Situation:

●     Can you afford to lose your entire investment?

●     Are you using money needed for living expenses?

●     Do you have emergency savings separate from trading capital?

●     Would losses materially affect your lifestyle?

Investment Objectives:

●     What are you trying to achieve?

●     What is your time horizon?

●     How much risk are you willing to accept?

●     Do your objectives match the capabilities of this tool?

Recommendation: If you answered "no" to any knowledge questions or "yes" to any financial vulnerability questions, this service may not be appropriate for you. You should seek independent financial advice before proceeding.

5. CLIENT CATEGORIZATION

The FCA classifies clients into three categories. Understanding your category is important for knowing what protections apply to you.

Retail Clients: Highest level of regulatory protection. Most individuals fall into this category. Subject to strongest conduct rules.

Professional Clients: Must meet specific criteria (large portfolios, market experience, professional roles). Lower level of protection. Must request and be approved for professional status.

Eligible Counterparties: Financial institutions only. Minimal protection.

Important: As an unregulated U.S. firm, we cannot provide the full range of FCA protections available from regulated firms. This is a material consideration in deciding whether to use our service.

6. NO ADVICE OR SUITABILITY ASSESSMENT

The signals, patterns, and information provided by FLOW(TM), FAZE, and FLOW Signals are NOT personalized to your individual circumstances. They are NOT recommendations that we believe are suitable for you. They are NOT advice on whether you should trade.

You are solely responsible for:

●     Deciding whether to trade

●     Selecting which trades to make

●     Determining position sizes

●     Managing risk

●     Setting stop losses

●     Deciding when to exit positions

7. NO FINANCIAL SERVICES COMPENSATION SCHEME COVERAGE

Trade Oracle Group is NOT covered by the UK Financial Services Compensation Scheme (FSCS). If we fail financially, you cannot claim compensation from FSCS. Your subscription fees are not protected. This is different from FCA-regulated firms, which have FSCS coverage.

8. COMPLAINTS PROCEDURE

How to Complain

Step 1: Contact Us

Email: tradeoracle@proton.me

Subject: "UK Complaint - [Your Name]" 

Provide: Your account details, nature of complaint, desired resolution, supporting documentation

Step 2: Our Response

We will acknowledge your complaint within 3 business days, investigate thoroughly, and provide a final response within 8 weeks.

Step 3: Financial Ombudsman Service

If dissatisfied with our response, you may refer your complaint to: Website: financial-ombudsman.org.uk Telephone: 0800 023 4567 Email: complaint.info@financial-ombudsman.org.uk

9. CONTACT INFORMATION

UK Queries:

Email: tradeoracle@proton.me UK Address: 12 Hay Hill, Mayfair, London W1J8NR

U.S. Headquarters:

Trade Oracle Group 2489 W Main St. Littleton, CO 80120

ACKNOWLEDGMENT

By using TradeOracle.com services from the United Kingdom, you acknowledge that you have read and understood this UK-Specific Disclaimer, understand the risks of trading derivatives, are aware this is not a regulated financial service, and accept these terms voluntarily.

Document Version: 1.0

Last Updated: 26 December 2025